Debt may be part of your financial picture, and managing it wisely can be just as important as managing your investments. To help you meet your needs, we can provide lending solutions such as a Securities Based Line of Credit, secured and unsecured loans and lines of credit, and business capital and commercial loans. We can help you evaluate all the options available.
Some services available through Raymond James Bank, an affiliate of Raymond James. Products are not suitable for all clients and may involve a high degree of risk. The proceeds from a Securities Based Line of Credit cannot be used to purchase or carry margin securities. Products, terms and conditions subject to change. Subject to standard credit criteria. Property insurance required. Flood insurance required if property is located in a designated flood zone of “A” or “V.”
A securities based line of credit may not be suitable for all clients. The proceeds from a securities based line of credit cannot be used to purchase or carry margin securities. Borrowing on securities based lending products and using securities as collateral may involve a high degree of risk. Market conditions can magnify any potential for loss. If the market turns against the client, he or she may be required to deposit additional securities and/or cash in the account(s) or pay down the loan. The securities in the pledged account(s) may be sold to meet the collateral call, and the firm can sell the client’s securities without contacting them. The interest rates charged are determined by the market value of pledged assets and Capital Access.